Effective Date: 
Last Updated: 

Introduction

Money Manager is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our Money Manager mobile application (the “App”). Our App helps you manage your expenses, track your budget, and save money through intelligent financial tracking and notifications.

Information We Collect

Personal Information You Provide

• Financial Data: Expense details, budget amounts, income information, and spending categories that you manually enter into the App
• Account Information: Any profile information you choose to provide (such as your name or preferences)
• Device Information: Device type, operating system version, and unique device identifiers

Automatically Collected Information

• Usage Data: How you interact with the App, features used, and time spent in the App
• Technical Data: App performance data, crash reports, and error logs to improve functionality

How We Use Your Information

We use your information to:

• Provide Core Services: Track your expenses, manage budgets, and send notifications when spending exceeds your set limits
• Improve User Experience: Analyze usage patterns to enhance App features and performance
• Send Notifications: Alert you about budget limits, spending patterns, and financial insights
• Technical Support: Troubleshoot issues and provide customer support
• App Development: Develop new features and improve existing functionality

Data Storage and Security

Local Storage

• Your financial data is primarily stored locally on your device
• We implement encryption and secure storage practices to protect your sensitive financial information
• You maintain control over your data and can delete it at any time

Security Measures

• We use industry-standard security measures to protect your information
• Data transmission is encrypted using secure protocols
• Regular security assessments are conducted to maintain data protection

Information Sharing

We do NOT:

• Sell your personal or financial information to third parties
• Share your expense details or budget information with advertisers
• Provide your financial data to external companies for marketing purposes

We may share information only in these limited circumstances:

• Legal Requirements: When required by law, court order, or government request
• Service Providers: With trusted third-party service providers who assist in App operations (under strict confidentiality agreements)
• Safety and Security: To protect the rights, property, or safety of users or others

Your Rights and Choices

You have the right to:

• Access: View all personal information we have about you
• Delete: Remove your account and associated data from our systems
• Modify: Update or correct your personal information
• Export: Request a copy of your data in a portable format
• Opt-out: Disable notifications or certain data collection features

Data Retention

• We retain your data only as long as necessary to provide our services
• You can delete your data at any time through the App settings
• When you delete your account, we remove your personal information from our active systems
• Some technical data may be retained for security and legal compliance purposes

Third-Party Services

Our App may integrate with:

• Cloud Storage Services: For optional data backup (only with your explicit consent)
• Analytics Services: To understand App usage and improve performance (anonymized data only)
• Notification Services: To send budget alerts and reminders

We ensure all third-party services comply with privacy standards and limit data access to what’s necessary for functionality.

Children’s Privacy

Money Manager is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us immediately.

International Users

If you are using our App outside of [Your Country], please note that your information may be transferred to and processed in [Your Country] where our servers are located. We ensure appropriate safeguards are in place for international data transfers.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or for legal compliance. We will:

• Notify you of significant changes through the App or email
• Post the updated policy with a new “Last Updated” date
• Provide notice before any material changes take effect

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us:

Email:[email protected]
Address: 21 Boonwurrung Street, Cranbourne East 3977
Phone: +610450457713

For data protection inquiries, please include “Privacy Policy” in your subject line.

Consent

By using the Money Manager App, you consent to the collection and use of your information as described in this Privacy Policy. If you do not agree with this policy, please do not use our App.